XTB Review
Partially verified Nov 2026Official website
Details below were taken from XTB's own legal documents and official pages (researched 3 November 2026). Not every licence has yet been confirmed on the regulator's register. Fields marked Pending verification are not published until verified. Do not rely on this page as your only source.
Company overview
XTB is a Poland-headquartered, publicly listed broker offering CFDs and investing through its own xStation platform and mobile app.
Legal entity
This broker operates through several legal entities. The entity, regulator and client protections that apply to you depend on your country of residence. Check which entity is named in your client agreement and confirm it on that regulator's register. On XTB's international website (xtb.com/int), clients outside the UK and EU are served by XTB International Limited, registered in Belize (no. 000000587) and authorised by the Financial Services Commission of Belize.
Regulation and licences
- FCA (United Kingdom) · XTB Limited · Licence FRN 522157Check register
- CySEC (Cyprus) · XTB Limited · Licence 169/12Check register
- FSC (Belize) · XTB International Limited · Licence 6442514Check register
Trading conditions
- Minimum deposit
- No minimum deposit (margin requirements still apply to each position).
- Spreads
- Standard: costs built into the spread. Pro: market spreads plus commission.
- Commission
- CFDs: none on Standard; per-lot commission on Pro. Stocks/ETFs: 0% up to EUR 100,000 monthly turnover, then 0.2% (min. EUR 10). Inactivity fee: EUR 10/month after 365 days without a transaction.
Account types
Standard, Pro, Swap-free (selected products)
Platforms
xStation 5 (web & desktop), XTB mobile app
Deposits and withdrawals
- Payment methods
- Visa, Bank transfer, Skrill, Neteller
- Withdrawals
- Withdrawals are processed the next working day and must go to an account in your own name. Larger withdrawals are free; a USD 30 fee applies to small withdrawals (XTB documents give the threshold as USD 50 or USD 100). Card withdrawals cost 1.5%, Skrill 2% and Neteller 1%. Card deposits are by Visa only; Mastercard is not accepted.
Customer support
24/5 by live chat, email and phone, in English and other languages.
Pros and cons
Pending verification
Who it may suit
Pending verification
Country availability
XTB states that xtb.com/int is not intended for residents of Brazil, and some other countries are not served. UK and EU residents are served by XTB's UK and EU entities instead.
Sources
Frequently asked questions
Regulatory details for this broker are pending verification. Always check the regulator's official online register for the exact legal entity before opening an account.